Meet The Team

We have the team and tools in place to ensure you get the best mortgage to achieve your financial goals, all from the comfort of your home.
  • Lee Welbanks

    Principal Broker | Owner

    416-698-9990

    lee@welbanks.com


    Toronto home­own­ers, first-time buy­ers and busi­nesses know Toronto mort­gage bro­ker Lee Wel­banks is a pro­fes­sional and pas­sion­ate cham­pion for his cus­tomers. Peo­ple who meet him soon under­stand the many ben­e­fits of mak­ing their all-important mort­gage deci­sions through an accred­ited mort­gage bro­ker who is work­ing for them.


    Lee loves the work he does, and does it in a city he knows extremely well. After four years of full-time study, Lee grad­u­ated the Uni­ver­sity of Toronto in 1995 with a Bach­e­lor of Busi­ness Admin­is­tra­tion (BBA), Spe­cialty in Finance. He imme­di­ately began mort­gage lend­ing in Toronto for a major Cana­dian finan­cial insti­tu­tion. After hun­dreds of lend­ing oppor­tu­ni­ties, hours of skills devel­op­ment and exten­sive con­tin­u­ing pro­fes­sional edu­ca­tion, Lee had acquired the depth of finan­cial plan­ning knowl­edge he needed to step out on his own and focus on your mort­gage needs – not the lender’s.


    There’s noth­ing triv­ial about a mort­gage invest­ment. Lee is the first to encour­age credit dis­cus­sions with cus­tomers that include per­spec­tives and opin­ions on:

    • First and Sec­ond Mortgages
    • Home Equity Lines of Credit
    • Equity Lend­ing for Self-Employed Clients
    • 100% Financing/Financing for New Immi­grants and Non-Residents
    • Luxury Mortgage Specialist
    • Certified Reverse Mortgage Specialist

    And Lee’s cus­tomer ser­vice doesn’t end with the paper­work; after the clos­ing the trans­ac­tion he looks out for his cus­tomers, ensur­ing they con­tinue to lever­age mar­ket­place intel­li­gence, the chang­ing reg­u­la­tory envi­ron­ment and smart financ­ing strate­gies to reduce debt and save interest.


    And if pas­sion, per­spec­tive and moti­va­tion aren’t enough, Lee is a mem­ber in excel­lent stand­ing of Mortgage Professionals Canada. Please check out their site for more infor­ma­tion on the role a pro­fes­sional mort­gage bro­ker can play in your home or com­mer­cial pur­chase decisions.


    Con­tact Lee any time to arrange a con­fi­den­tial mort­gage dis­cus­sion and review your financ­ing options.

  • Liam Niven

    Customer Care Manager

    416-698-9990

    liam@welbanks.com


    Liam will be your go-to for any customer care needs that you may have, from booking our meetings, helping you get your questions answered, or even providing you with a list of preferred vendors that we work with. He’ll help make this process as easy as possible for you.  He’s often your first point of contact when calling or coming into the office.


    Most recently, Liam worked as a licensed mortgage agent of a boutique brokerage within the VERICO network. Through this experience he has acquired an in-depth understanding of the Canadian residential mortgage market. He is well versed in managing multiple clients while ensuring excellent customer service is prioritized, especially in high-pressure situations. Liam’s experience has also allowed him to empathize and create positive relationships with external partners including lawyers, underwriters, insurers, appraisers, etc.  

  • Ellissa Glad

    Marketing Manager

    416-909-9742

    ellissaglad@gmail.com


    Ellissa is a graduate of the Ontario College of Art and Design (OCAD) and the Centennial College, Magazine and Book Publishing Course. Her company, Something Creative Marketing + Design has been designing for over 20 years with experience in book design, brand creation, marketing campaigns, and social media management. Her design and marketing skills along with her experience as a knowledgeable and trustworthy real estate sale representative make her a dynamic addition to Welbanks Mortgage Group.

  • John Kim

    Underwriter

    416-698-9990

    john@welbanks.com


    John is an underwriter, who expertly guides clients as they navigate the mortgage process. 


    Before starting at Welbanks Mortgage Group, John spent 10 years working as Financial Advisor at Scotiabank where he earned his AICB designation. John focuses on putting clients first as he helps them achieve their financial goals of purchasing a home.


    Off the clock, John enjoys traveling and Hockey. Go Leafs Go!


Mortgage Agents

  • Christy Watt

    Mortgage Agent

    416-698-9990

    mortgages@christywatt.com


    Christy Watt has been working in the financial industry since 2006 and has lived in the Beach since 2008. As a mortgage agent, she is passionate about what she does. Christy loves being your personal shopper for mortgages and really finding you that perfect fit based on your needs and goals. She works with every client to ensure they are entering into a mortgage that is within their realm of affordability and fits within their lifestyle.


    As a mother of two small children, she knows how valuable time and money is which is why she prides herself on her customer service and her ability to work around her customers schedule as opposed to making her clients work within a banking schedule.


    Christy is a member in excellent standing of the Canadian Association of Accredited Mortgage Professionals. She also organizes a group for local female business owners who work together to grow their businesses within the community and beyond.


    Christy loves to help people and this is clear with her commitment to her clients throughout the life of their mortgage. For more info, please view her website at www.christywatt.ca

  • Niro Ramasamy

    Mortgage Agent

     

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