I’m often asked by clients, “Should I go with a fixed rate or vari­able rate”?  We need to look at a cou­ple things. First, what is the spread between the 5 year fixed and… Read More

  I get this  ques­tion a lot from real­tors, more than from cus­tomers.  Either way, I think it’s impor­tant to let every­one know that the max­i­mum amor­ti­za­tion for a CMHC insured mort­gage (gen­er­ally… Read More

100% financ­ing is some­thing that is still avail­able to bor­row­ers that have clean credit but they haven’t been able to save up their down pay­ment.  When the B-20 reg­u­la­tions went… Read More

I’ll be host­ing a free RECO course on April 10, 2013 at the Ash­bridges Bay Yacht Club (ABYC) for real estate agents.  Here’s a chance to hear one of the mar­ket ana­lysts from… Read More

There are many con­sid­er­a­tions when buy­ing any type of real estate but in this arti­cle I’m going to pro­vide some tips when buy­ing an invest­ment prop­erty. A per­son in the… Read More